How It Works — Florida Cash Back Rebate | Peoples Choice Realty

How the Cash Back Rebate Works

No hidden catches. No fine print surprises. Here's exactly what happens from the moment you contact us to the day you get your cash.

Your Journey to Cash Back

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Step 1
Submit Your Info

Fill out our quick lead form with your name, contact info, timeline, and rough budget. We respond within 60 seconds via text and email.

💡 You can also call or text us directly at 844-PAY-YOUU
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Step 2
Free Consultation

We'll hop on a quick call to learn exactly what you're looking for — city, neighborhood, property type, size, and must-haves. We'll also walk you through your personalized rebate estimate.

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Step 3
We Search the MLS for You

Using our direct MLS access, we identify every home matching your criteria across all of Florida. We send curated listings and schedule tours on your schedule.

🔍 You can also browse live listings anytime on our Search Homes page.
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Step 4
We Negotiate & Handle the Paperwork

Once you find the right home, we craft a competitive offer, negotiate the best price and terms, and manage every contract, inspection, and contingency from offer to clear-to-close.

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Step 5
Closing Day

You sign, you get the keys — and then we do something no ordinary agent does.

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Step 6
You Get Cash Back

We give you back up to 50% of the buyer's agent commission. On a $500,000 purchase at a standard 3% commission, that's up to $7,500 back in your pocket.

✅ The rebate is credited at closing or issued as a check — your choice. Subject to lender approval.

People's Choice vs. Traditional Agents

What You GetPeople's Choice Realty ✓Typical Buyer's Agent
Full-service MLS access & home search
Offer writing & negotiation
Contract management & coordination
Closing support
Up to 50% commission rebate at closing
AI-powered follow-up & communication
60-second response time
Remote / out-of-state buyer supportSometimes

Frequently Asked Questions

Is the cash back rebate legal in Florida?
Yes. Commission rebates to buyers are legal in Florida. Florida Statute 475 permits licensed real estate brokers to rebate a portion of their commission to buyers. We comply fully with all Florida Real Estate Commission (FREC) guidelines.
Does the cash back affect my mortgage or loan?
In most cases, no — but it can depend on your lender and loan type. Most lenders allow rebates up to the amount of your closing costs. We recommend disclosing the rebate to your lender early in the process, which we'll help you do.
Do I pay anything extra for this service?
No. As a buyer's agent, we are paid by the seller's side of the transaction. Our commission comes from the seller, and we rebate a portion back to you. There is no extra fee.
Can I use this if I'm buying from out of state?
Absolutely — this program is specifically designed for out-of-state buyers relocating to Florida. We conduct virtual tours, handle everything remotely, and are fully set up to represent buyers from any US state.
What areas of Florida do you cover?
We cover all of Florida through Stellar MLS, including Orlando, Tampa, Jacksonville, Miami, Fort Lauderdale, Naples, Sarasota, and beyond.
How exactly is the rebate amount calculated?
The rebate is based on the buyer's agent commission, typically 2.5–3% of the purchase price. We rebate up to 50% of what we receive. On a $400,000 home at 3%, we earn $12,000 and give you back up to $6,000. Use our Savings Calculator to see your estimate.

Let's Find Your Florida Home

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